Get what you need, when you need it. Subject to credit approval. 36 Equal Monthly Payments required. The JCPenney Credit Card enables users to earn 1X reward points per dollar spent on clothing, accessories, housewares, and appliances. 7:00 am – 8:00 pm Pacific Time. Not combinable with other storewide offers. Personal Loans: Effective Date: Friday, December 25th, 2020 Name: APR as low as* Approximate Term: Personal Loans. 1-866-502-6439. Subject to credit approval. Get a $10 JCPenney Rewards certificate for every 200 points you redeem; Receive up to 20% off your first JCPenney card purchase; Pay no annual fee 1-800-942-4308. So, bad credit furniture financing options are possible when you know where to look, do you can invite guests over with confidence and pride in your fully furnished home. 8.99%: up to 60 months *Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. 90-Day Early Purchase Option. No Credit Needed. For the best experience, we encourage you to use Internet Explorer 9 (IE9) or higher. Credit card or debit card; Checking account and routing number; Must be at least 18 years of age; Payment options: 90-day payment option with buyout options after 90 days; Qualifying items: Appliances, electronics, furniture, mattresses, and other home goods. Minimum credit requirement: No credit check; however, you must have been employed at the same job for at least six months and earn a minimum of $1,000 per month with an active checking account. Instant Approval Decisions from $500 to $5,000. Apply Online or In-Store. However, all credit card information is presented without warranty. For Genesis Credit Customers: Phone Number. Click the “Apply Online” button to review the terms and conditions of the offer on the card issuer's web site. Genesis Credit ™ | Partner Portal Contact Us. Contact Us. Existing cardholders should see their credit card agreement for their applicable terms. Sunday. 5:00 am – 10:00 pm Pacific Time. Sunday – Saturday. Credit Reporting. Offer applies to appliance purchase or order of $299 or more made on your Lowe’s Advantage Card. Offer valid 8/1/20 through 1/31/21. Licensed by the Connecticut Department of Banking to do business in Connecticut under License Numbers SFC-1885, SFC-BCH-931398, SFC-BCH-20110 & SFC-BCH-931638. For Partners: Phone Number. ***Limited Time for Appliances: No interest if paid in full within 12 months. The mark "Genesis" the Genesis logo and Genesis vehicle model names are trademarks owned by Hyundai Motor Company and/or Hyundai Motor America. No interest for 36 months with your Value Plus or Signature Plus credit card made between 12/8/2020 - 12/28/2020. Monday – Saturday. [14] Down payment required: First lease payment due at time of purchase [14] Even with poor credit, you can still get financing through a furniture store, a personal loan, or a credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. 36 Months No Interest.

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